A Guide to Reducing Fees NationalCard continuously works to educate and provide awareness to clients on how to minimize the costs associated with accepting credit and debit cards. Armed with a more complete understanding, you gain greater control of those add-on fees. Following are the transaction qualification rules. Simply following this guide will reduce your monthly processing fees. Credit/Debit Card Transaction Qualification Rules QUALIFIED TRANSACTION CONDITIONS (Best Rates) Card is present, full magnetic stripe is read by the terminal and a signature is obtained. One Electronic authorization request is made per transaction Authorized transaction amount must match settled (batched) transaction amount Transaction settled before 2:00 AM on the day after the transaction is authorized Additional data (sales tax and customer code) required on all commercial cards MID-QUALIFIED TRANSACTION CONDITIONS One or more of the Qualified conditions are not met or Transactions are settled late, but less than 2 days after authorization or Key-entered transactions with vaild AVS (Address Verification) NON-QUALIFIED TRANSACTION CONDITIONS Key-entered transactions without valid AVS Transactions settled more than 2 days after authorization or Transaction forced without an authorization or Business/Commercial cards accepted without the required additional data . contact us