[Rochelle Park, NJ, September 29, 2005] . . NationalCard Processing Systems announced today that they have signed a multi-year credit card processing agreement with Columbia Bank of New Jersey.

The agreement calls for NationalCard to convert all existing bank merchants and bank branches statewide to NationalCard's processing platform. Additionally, NationalCard will provide direct sales and marketing support in an ongoing effort to introduce Columbia's new credit card merchant service provider to their existing DDA (Demand Deposit Accounts) throughout the state.

We have selected NationalCard to perform this vital service for our existing and prospective commercial DDA portfolio of clients based on their extensive experience in the credit card industry and their unique understanding of Columbia Bank's intrinsic needs and long term goals, said John Challener, Executive Vice President of Operations.

With nearly four billion dollars in assets and forty branches throughout our home state, Columbia Bank represents a significant opportunity to rapidly expand our merchant base while concomitantly providing state-of-the-art processing services that will further ensure Columbia Bank's ongoing growth, said NationalCard President Richard Spigai Sr.

Headquartered in New Jersey, NationalCard provides a full range of credit and debit card processing services for financial institutions, government agencies, non-profit organizations and retailers throughout the country. NationalCard offers a comprehensive line of processing solutions that include all major credit and debit cards, business to business purchasing cards, check verification and guarantee as well as electronic check conversion and gift/loyalty cards. The company also provides for a full range of point-of-sale terminals and industry focused software/hardware interfaces.