Livingston, NJ, January 7, 2008 . . . Regal Bank today announced the signing of a credit card processing agreement with NationalCard Processing Systems, a national credit and debit card processor. The agreement calls for NationalCard to provide processing, direct sales and marketing support for the bank's credit card processing to merchant accounts.

“Having just recently opened for business, this is an exciting time for Regal Bank and we are pleased to have partnered with such a well-respected leader in credit and debit card processing,” said Regal Bank President Thomas Lupo. “The agreement with NationalCard further solidifies our bank's commitment to our business accounts by providing superior service, customized products and state-of-the-art technology.”

“It's a pleasure to partner with Regal Bank as they begin their organization and be in a position to assist in growing their commercial and DDA portfolio of merchants by providing quality credit and debit card processing solutions,” said Rafael J. Garcia, Senior Vice President of NationalCard's Agent Bank Group.

Newly-established Regal Bank offers a broad range of consumer and commercial banking services to the local Livingston community, with a strong focus on providing direct and personal attention and a responsive and knowledgeable management team. The bank's current branches are both in Livingston: 504 S. Livingston Avenue and 570 W. Mount Pleasant Avenue, which also serves as the bank's headquarters.

Headquartered in Rochelle Park, NJ, NationalCard provides a full range of credit and debit card processing services for financial institutions, government agencies, non-profit organizations and major retailers throughout the country. NationalCard offers a comprehensive line of processing solutions that include all major credit and debit cards, business to business purchasing cards, check verification and check guarantee as well as electronic check conversion and gift/loyalty cards. The company also provides for a full range of point-of-sale terminals and industry focused software/hardware interfaces. For more information, please visit www.nationalcard.net