NationalCard - Partial Agent Bank List

<body topmargin=0 leftmargin=0 marginheight=0 marginwidth=0> <table cellpadding=0 cellspacing=0 border=0 height="100%"><tr> <td valign="top" width=30 BGCOLOR="#EEEEEE" TEXT="#080000"> <bR> <bR> <bR> <bR> <bR> </td> <td valign="top" BGCOLOR="#FFFFFF" TEXT="#080000"> <bR> <div> <A HREF="index.htm" TARGET="_top" TITLE="NationalCard Home"><U><IMG SRC="44653960.png" border=0 width="595" height="150" ALT="Bitmap Image" ALIGN="LEFT" HSPACE="0" VSPACE="0"></U></A><A HREF="http://usa.visa.com/merchants/index.html" TARGET="_blank" TITLE="http://usa.visa.com/merchants/index.html"><U>Visa</U></A></div> <div> <A HREF="http://www.mastercard.com/us/merchant/index.html" TARGET="_blank" TITLE="http://www.mastercard.com/us/merchant/in"><U>MasterCard</U></A></div> <div> <A HREF="http://www.discovernetwork.com/" TARGET="_blank" TITLE="http://www.discovernetwork.com/"><U>DiscoverCard</U></A></div> <div> American Express</div> <bR> <div> <A HREF="http://www.verifone.com" TARGET="_blank" TITLE="http://www.verifone.com"><U>Verifone</U></A></div> <div> <A HREF="http://www.hypercom.com" TARGET="_blank" TITLE="http://www.hypercom.com"><U>Hypercom</U></A></div> <bR> <div> <A HREF="http://www.healthcardsystems.com" TARGET="_blank" TITLE="http://www.healthcardsystems.com"><U>HealthCard Systems</U></A></div> <bR> <bR> <bR> <div> <TABLE BORDER="0" CELLPADDING="2" CELLSPACING="1" WIDTH="671" BORDERCOLORLIGHT="#C0C0C0" BORDERCOLORDARK="#808080" FRAME="BOX" RULES="ALL" HSPACE="0" VSPACE="0" BGCOLOR=#0099FF > <tR> <tD VALIGN=CENTER HEIGHT= 28 ><NOBR><div> <A HREF="about_us.htm" TARGET="_top" TITLE="NationalCard About Us"><U>About Us</U></A></div> </NOBR></tD> <tD VALIGN=CENTER><NOBR><div> <A HREF="agent_banks.htm" TARGET="_top" TITLE="NationalCard Agent Banks"><U>Agent Banks</U></A></div> </NOBR></tD> <tD VALIGN=CENTER WIDTH="71"><div> <A HREF="hospitality.htm" TARGET="_top" TITLE="NationalCard Hospitality"><U>Hospitality Services</U></A></div> </tD> <tD VALIGN=CENTER WIDTH="94"><div> <A HREF="associate_member_benefits.htm" TARGET="_top" TITLE="NationalCard Associate Member Benefits"><U>Association Member Benefits</U></A></div> </tD> <tD VALIGN=CENTER><NOBR><div> <A HREF="partnerships.htm" TARGET="_top" TITLE="NationalCard Partnerships"><U>Partnerships</U></A></div> </NOBR></tD> <tD VALIGN=CENTER WIDTH="80"><div> <A HREF="products_and_services.htm" TARGET="_top" TITLE="NationalCard Products and Services"><U>Products and Services</U></A></div> </tD> <tD VALIGN=CENTER WIDTH="53"><div> <A HREF="press_releases.htm" TARGET="_top" TITLE="NationalCard Press Releases"><U>Press Releases</U></A></div> </tD> <tD VALIGN=CENTER WIDTH="86"><div> <A HREF="careers.htm" TARGET="_top" TITLE="NationalCard Careers"><U>Career Opportunities</U></A></div> </tD> <tD VALIGN=CENTER><NOBR><div> <A HREF="http://www.nationalcard.info/contactus/contactus.aspx" TARGET="_blank" TITLE="http://www.nationalcard.info/contactus/c"><U>Contact Us</U></A></div> </NOBR></tD> </tR> </TABLE></div> <bR> <div> <A HREF="http://www.nationalcard.net/GlobalPayments.exe" TARGET="_top" TITLE="http://www.nationalcard.net/GlobalPaymen"><U><I><B><U>Preview Our On-line Reporting</U></B></I></U></A></div> <bR> <DIV ALIGN="LEFT"></DIV> <div> <B>Partial Agent Bank List</B></div> <div> <B> <TABLE BORDER="0" CELLPADDING="2" CELLSPACING="1" WIDTH="806" BORDERCOLORLIGHT="#C0C0C0" BORDERCOLORDARK="#808080" FRAME="BOX" RULES="ALL" HSPACE="0" VSPACE="0" > <tR> <tD VALIGN=TOP HEIGHT= 4410 WIDTH="800"><div> <FONT SIZE="2" COLOR="#0000FF" FACE="Arial" ><A HREF="http://www.allegiancebank.com/default.htm" TARGET="_blank" TITLE="http://www.allegiancebank.com/default.ht"><U><IMG SRC="2d2a4230.png" border=0 width="164" height="35" ALIGN="BOTTOM" HSPACE="0" VSPACE="0"></U></A></FONT><B> </B>is committed to be a recognized financial service provider representing the communities we serve. Our definition of Allegiance's communities are not defined by borders, but includes our diverse neighbors, town governments and businesses and services and not for profit organizations that create the mosaic of Community Banking.</div> <bR> <div> <A HREF="http://www.bonj.net/" TARGET="_blank" TITLE="http://www.bonj.net/"><U><B><IMG SRC="41ba12b0.png" border=0 width="161" height="43" ALT="Bitmap Image" ALIGN="BOTTOM" HSPACE="0" VSPACE="0"></B></U></A> is a newly-chartered community bank located in the heart of Fort Lee, New Jersey. Their goal is to make banking at Bank of New Jersey a pleasant experience; to provide the very finest service, most convenient locations, quick attention to loan requests, and the most up-to-date technology. The President of the bank has promised that, indeed, it is the covenant of Bank of New Jersey.</div> <bR> <div> <A HREF="http://www.bcbbancorp.com" TARGET="_blank" TITLE="http://www.bcbbancorp.com"><U><IMG SRC="32b752a0.jpg" border=0 width="117" height="42" ALIGN="BOTTOM" HSPACE="0" VSPACE="0"></U></A>BCB Community Bank is a thriving community bank that prides itself on hard work, friendly customer service and all the conveniences of local banking.   BCB Community Bank has been servicing large and small accounts for business and personal needs since its inception in November 2000.   As of 2008, four branches are now available within BCB Community Bank branch banking network.   They continue to find ways of improving their services for an enjoyable and hassle-free banking experience.          </div> <bR> <div> <A HREF="http://www.bogotasavingsbank.com/" TARGET="_blank" TITLE="http://www.bogotasavingsbank.com/"><U><IMG SRC="41d882c0.png" border=0 width="136" height="44" ALT="Bitmap Image" ALIGN="BOTTOM" HSPACE="0" VSPACE="0"></U></A> The Bogota Savings Bank is a progressive financial institution that has served the Bergen County area for over 100 years. With two locations, their tradition of building strong relationships with customers and within the community they operate is how they still measure their success today. They offer a full-line of savings and loan products and services that provide a broad range of </div> <div> solutions for all of their customer’s needs. </div> <bR> <div> <A HREF="http://www.bssbank.com" TARGET="_blank" TITLE="http://www.bssbank.com"><U><B><IMG SRC="32740340.jpg" border=0 width="64" height="52" ALIGN="BOTTOM" HSPACE="0" VSPACE="0"></B></U></A><FONT SIZE="2" COLOR="#333333" FACE="Arial" >Boiling Springs Savings Bank, established in 1939 believes that true community banking means providing their customers with the best solutions to their financial needs through superior personal and professional service provided by a staff of dedicated people.   They strive to support their communities by making a positive impact on the organizations and neighborhoods within their market.  They are dedicated to maintaining local roots, local management and local values. Their mission is to maintain our service excellence, offer a wide variety of products, competitive rates and minimal fees. </FONT></div> <bR> <div> <A HREF="http://www.cjbna.com" TARGET="_blank" TITLE="http://www.cjbna.com"><U><IMG SRC="41fa72b0.png" border=0 width="167" height="43" ALT="Bitmap Image" ALIGN="BOTTOM" HSPACE="0" VSPACE="0"></U></A><FONT SIZE="2" COLOR="#000000" FACE="Arial" > is the wholly-owned subsidiary of Central Jersey Bancorp, a bank holding company headquartered in Long Branch, New Jersey, and whose common stock trades on the NASDAQ Small Cap market under the ticker symbol "CJBK". Central Jersey Bank provides a full range of banking services to individual and business customers located primarily in coastal Monmouth and Ocean Counties. Central Jersey Bank has fourteen full-service branch facilities. </FONT></div> <bR> <div> <A HREF="https://www.columbiabankonline.com/" TARGET="_blank" TITLE="https://www.columbiabankonline.com/"><U><IMG SRC="2d58e250.png" border=0 width="142" height="37" ALIGN="BOTTOM" HSPACE="0" VSPACE="0"></U></A><FONT SIZE="2" COLOR="#000000" FACE="Arial" >: Many banks claim to be” the most convenient,” but fall short of the mark. New Jersey’s own Columbia Bank is no stranger to convenience. Founded in Fair Lawn in 1927, they’ve grown up to be one of the strongest, independent community banks, with more than $3.6 billion in total resources and offices in ten counties throughout the state. They offer a full-range of financial services and conveniences for both businesses and individuals.</FONT></div> <bR> <div> Built on a tradition of solid, personalized banking relationships, Columbia remains strongly committed to quality and excellence in everything they do. Their customers and communities enjoy a special caring that puts their needs first. </div> <bR> <div> <A HREF="http://www.crossriverbank.com" TARGET="_blank" TITLE="http://www.crossriverbank.com"><U><IMG SRC="348763a0.jpg" border=0 width="118" height="58" ALIGN="BOTTOM" HSPACE="0" VSPACE="0"></U></A><FONT SIZE="2" COLOR="#000000" FACE="Arial" >Was founded as the bank of the 21st century, at the crossroad of technology and banking. Their branding, "Money Talks...", their name, and their image encapuslate their core vision. They chose their positioning very carefully to express the response to a clear need in the marketplace in general, and in the banking industry in particular: Service, Conviction, Reassurance, Ingenuity, Passion, Technology, this is their S.C.R.I.P.T.</FONT></div> <bR> <div> <A HREF="http://www.crownbank.net/" TARGET="_top" TITLE="http://www.crownbank.net/"><U><IMG SRC="4687b2b0.png" border=0 width="123" height="43" ALT="Bitmap Image" ALIGN="BOTTOM" HSPACE="0" VSPACE="0"></U></A> is a full service commercial bank headquartered in Brick, New Jersey with twelve offices located in three distinct market areas of New Jersey. Nine branch offices serving the northern tier of New Jersey are located in Newark, Elizabeth, Cranford, Dunellen, Warren, Harrison, and Kearny. Two branch offices are located in South Jersey in the communities of Ocean City and Linwood. A branch location is also open in the Township of Brick, where the Bank currently operates its daily operations. </div> <bR> <div> The Bank offers a wide range of banking services to small businesses, professionals and individuals, along with personalized relationship-oriented service that is our hallmark. Our lending is concentrated in commercial, consumer and real estate loans to local borrowers.</div> <bR> <div> <A HREF="http://www.enterprisebank.net" TARGET="_blank" TITLE="http://www.enterprisebank.net"><U><IMG SRC="2d68f2e0.jpg" border=0 width="143" height="46" ALIGN="BOTTOM" HSPACE="0" VSPACE="0"></U></A><FONT SIZE="2" COLOR="#000000" FACE="Arial" >is a State charter commercial bank established in 2002. Headquartered in Kenilworth, NJ, Enterprise Bank is a full service commercial bank offering loans, checking and money market accounts and wire transfer services to the business community.</FONT></div> <bR> <div> <A HREF="http://www.firstbankamericano.com/" TARGET="_blank" TITLE="http://www.firstbankamericano.com/"><U><B><IMG SRC="360aa290.jpg" border=0 width="170" height="41" ALIGN="BOTTOM" HSPACE="0" VSPACE="0"></B></U></A><B> </B>The sole interest of First BankAmericano is to provide the very best in personalized financial services to individuals and businesses and to provide their shareholders with outstanding growth in their investment. The key to excellent earnings is that their people are well motivated and work harder (and try to work smarter) than their big-bank competition. FBA strives to be the "best" (not the "biggest") every single day, with quality in everything they do. This approach takes advantage of First BankAmericano?s strengths, enhances its profitability, and is consistent with their objective of offering a broad rage of financial services within their communites.</div> <bR> <div> <A HREF="http://www.firsthope.com" TARGET="_blank" TITLE="http://www.firsthope.com"><U><B><IMG SRC="2e5671e0.jpg" border=0 width="103" height="30" ALIGN="BOTTOM" HSPACE="0" VSPACE="0"></B></U></A><B> </B>For nine decades, First Hope Bank has provided financial services to their customers and community. They pride thenselves on successfully combining the "hometown" customer orientation of a community bank with the progressive services of a larger financial institution.</div> <bR> <div> <FONT SIZE="1" COLOR="#000000" FACE="Arial" ><A HREF="http://www.fsbnj.com" TARGET="_blank" TITLE="http://www.fsbnj.com"><U><IMG SRC="42132300.png" border=0 width="50" height="48" ALT="Bitmap Image" ALIGN="BOTTOM" HSPACE="0" VSPACE="0"></U></A></FONT><B> </B>is a full-service financial institution offering exceptional customer service along with small-business and personal products such as business loans, SBA financing, mortgages, attorney and trust accounts, personal loans, and savings and checking accounts. Its 6,000-square-foot flagship branch and corporate headquarters is located at 16 Commerce Drive in Cranford, NJ.</div> <bR> <div> <A HREF="http://www.gibraltarbanknj.com/index.html" TARGET="_top" TITLE="http://www.gibraltarbanknj.com/index.htm"><U><IMG SRC="46bb0290.jpg" border=0 width="176" height="41" ALIGN="BOTTOM" HSPACE="0" VSPACE="0"></U></A>  opened its doors for business on <I>March 21, 1909</I> as Gibraltar Building and Loan Association over an ice cream parlor in the Vailsburg section of the City of Newark, New Jersey. To a large degree, Gibraltar’s longevity is attributable to management’s philosophy of old-fashioned personalized service and conservative safe and sound lending as well as to the extra efforts put forth by dedicated employees and Boards of Directors, not to mention loyal customers. When opportunities were made available for expansion or when it was necessary to use shrinkage strategies to weather downturns in economic climate, the Bank acted. Through a Great Depression, two World wars, and the Savings & Loan crisis in the late 1980’s, Gibraltar continued to pay dividends and make loans. </div> <bR> <bR> <div> <A HREF="http://www.heritagecbnj.com/" TARGET="_blank" TITLE="http://www.heritagecbnj.com/"><U><B><IMG SRC="2eb8a240.gif" border=0 width="138" height="36" ALIGN="BOTTOM" HSPACE="0" VSPACE="0"></B></U></A><FONT SIZE="2" COLOR="#000000" FACE="Arial" >As a full service commercial bank, Heritage Community Bank caters to the needs of small to medium-sized businesses, professional entities, governmental agencies, and individuals working and living in the bank's primary marketing area. Among the services offered to the business community are: commercial mortgage and business loans, Small Business Administration (SBA) and New Jersey Economic Development Authority guaranteed loans, cash management services, commercial depository services, business checking accounts, merchant services and other commercial services. A wide variety of other retail banking services are also offered. </FONT></div> <bR> <div> <A HREF="http://www.hilltopcommunitybank.com/" TARGET="_blank" TITLE="http://www.hilltopcommunitybank.com/"><U><IMG SRC="488812c0.jpg" border=0 width="129" height="44" ALIGN="BOTTOM" HSPACE="0" VSPACE="0"></U></A>  was established because they believe small business owners, professionals, and families prefer personalized banking service. Summit, New Jersey, their home town, is a very desirable suburban community with a business mix that appreciates a positive and responsive attitude from its service providers. </div> <bR> <div> Consumer Services, no matter what your personal financial goals, Hilltop Community Bank can tailor a package to meet all your needs. From personal checking accounts, to money market savings accounts, CDs and loans, you can do more with your money at Hilltop Community Bank. </div> <bR> <div> Business Services, every business starts out with high hopes for success, and Hilltop Community Bank is there to help make that success a reality. With their complement of business banking products and services, they can help you improve your cash management process to increase the earning power of your money and tailor a lending program to meet your growing business needs.</div> <bR> <div> <A HREF="http://www.indusamericanbank.com" TARGET="_blank" TITLE="http://www.indusamericanbank.com"><U><IMG SRC="2d9a21f0.gif" border=0 width="162" height="31" ALIGN="BOTTOM" HSPACE="0" VSPACE="0"></U></A><FONT SIZE="1" COLOR="#000000" FACE="Arial" > </FONT><FONT SIZE="2" COLOR="#000000" FACE="Arial" >is a wholly owned subsidiary of IA Bankcorp, Inc., has been founded in 2004 by local businessmen and community leaders to provide superior financial products and services to its local community. Their Mission Statement is a testament of thier objectives and goals. Indus American Bank is strong and secure and is one of the first commercial bank focused on serving the South Asian community. Headquartered in Iselin, New Jersey, Indus American Bank operates a full service branch in Iselin and plans to expand to other cities in New Jersey. Indus American Bank has been founded specifically to serve the needs of the South Asians, one of the fastest growing segments of the Asian ethnic group over the coming decade. </FONT></div> <bR> <div> <A HREF="http://www.lincolnparksavings.com/door/" TARGET="_blank" TITLE="http://www.lincolnparksavings.com/door/"><U><IMG SRC="423ed190.png" border=0 width="237" height="25" ALT="Bitmap Image" ALIGN="BOTTOM" HSPACE="0" VSPACE="0"></U></A>As a Hometown Community bank with community ties dating back to 1923, they regard their customers as real people with unique needs. The bank provides an array of deposit and lending services to meet the financial goals of their customers. Whether in the market for a loan or saving for the future, their friendly and knowledgeable staff is there to provide assistance every step along the way. They take pride in excellent customer service and strive to make every customer’s banking experience a pleasant one. They welcome the opportunity to serve.</div> <bR> <div> <A HREF="http://www.magbank.com" TARGET="_blank" TITLE="http://www.magbank.com"><U><IMG SRC="35c743e0.jpg" border=0 width="116" height="62" ALIGN="BOTTOM" HSPACE="0" VSPACE="0"></U></A>listen's to their customer's needs and provide each with a financial solution customized to their specific goals and objectives, while building long-term relationships by providing responsive, personalized service. They continuously strive to improve their Central New Jersey marketplace by partnering with local organizations whose goal is to enhance the quality of life within the communities where they work and live.</div> <bR> <div> <A HREF="http://www.marinersbk.com/" TARGET="_blank" TITLE="http://www.marinersbk.com/"><U><B><IMG SRC="31677450.jpg" border=0 width="119" height="69" ALIGN="BOTTOM" HSPACE="0" VSPACE="0"></B></U></A>Founded by local investors living and working in Bergen and Hudson Counties, Mariner’s Bank has set a standard in providing the strong customer service not often found in today’s environment of mergers and acquisitions. Mariner’s Bank provides reasonably-priced, personal banking services to local area business owners, small businesses, professionals and residents. </div> <bR> <div> <A HREF="http://www.millingtonsb.com/" TARGET="_blank" TITLE="http://www.millingtonsb.com/"><U><B><IMG SRC="2e752370.gif" border=0 width="82" height="55" ALIGN="BOTTOM" HSPACE="0" VSPACE="0"></B></U></A><B> </B>Founded as Millington Building and Loan in 1911, in just one room on the second floor of the old Coriell Building, Millington Savings was destined to become the area's "Community Minded-Customer Focused Bank". Since the very beginning, they have strived to provide their customers with the best service possible, while embracing a customer-friendly attitude and paying special personal attention to their customers banking needs.</div> <bR> <div> <A HREF="http://www.pascackbank.com/" TARGET="_blank" TITLE="http://www.pascackbank.com/"><U><B><IMG SRC="4255a320.png" border=0 width="90" height="50" ALT="Microsoft Photo Editor 3.0 Photo" ALIGN="BOTTOM" HSPACE="0" VSPACE="0"></B></U></A><FONT SIZE="2" COLOR="#000000" FACE="Arial" > was founded in 2002 with the intent to become THE banking alternative in northern Bergen County. In these times of bank consolidation and merger, the typical consumer and small business has become lost in the shuffle. Their approach to providing banking services to their community is old fashioned but, they feel, timeless. They like to get to know their customers by name, respond to their requests promptly and offer products and services in an environment that welcomes inquiry and innovation.</FONT></div> <div>  </div> <div>      <IMG SRC="4260c2d0.png" border=0 width="268" height="45" ALT="Bitmap Image" ALIGN="BOTTOM" HSPACE="0" VSPACE="0"></div> <div>      <IMG SRC="427f12f0.png" border=0 width="241" height="47" ALT="Bitmap Image" ALIGN="BOTTOM" HSPACE="0" VSPACE="0"></div> <bR> <div> <A HREF="http://www.ucnb.com/" TARGET="_blank" TITLE="http://www.ucnb.com/"><U><IMG SRC="4296a150.png" border=0 width="106" height="21" ALT="Bitmap Image" ALIGN="BOTTOM" HSPACE="0" VSPACE="0"></U></A> has merged into Union Center National Bank as of May 20, 2005. The most visible change you will notice is the name of your new bank; Union Center National Bank (UCNB). UCNB has a proud tradition of serving the Union and Morris County communities since 1923 and prides itself as a local New Jersey community bank providing excellent service to its customers.  The Red Oak Bank location is now Union Center National Bank’s Red Oak Banking Center with expanded banking hours to serve you. In aesddition to this location, you will benefit from the convenience of UCNB’s thirteen banking locations and eighteen new ATM locations. </div> <bR> <div> <A HREF="http://www.regalbanknj.com/" TARGET="_blank" TITLE="http://www.regalbanknj.com/"><U><IMG SRC="31f5e240.jpg" border=0 width="94" height="36" ALIGN="BOTTOM" HSPACE="0" VSPACE="0"></U></A><FONT SIZE="2" COLOR="#000000" FACE="Arial" >Newly-established Regal Bank offers a broad range of consumer and commercial banking services to the local Livingston community, with a strong focus on providing direct and personal attention and a responsive and knowledgeable management team.  The bank's current branches are both in Livingston:  504 S. Livingston Avenue and 570 W. Mount Pleasant Avenue, which also serves as the bank's headquarters. </FONT></div> <bR> <div> <FONT SIZE="1" COLOR="#FFFFFF" FACE="Arial" ><A HREF="http://www.saddlerivervalleybank.com/" TARGET="_blank" TITLE="http://www.saddlerivervalleybank.com/"><U><IMG SRC="42b5f350.png" border=0 width="95" height="53" ALT="Bitmap Image" ALIGN="BOTTOM" HSPACE="0" VSPACE="0"></U></A></FONT>Saddle River Valley Bank’s commitment to its customers is to create a banking experience that is <I><B>“A Step Above”</B></I> all others. Their goal is to deliver a superior, personalized level of service that is unparalleled in the industry. Their commitment to excellence motivates the staff to be responsive to the customer’s needs and expectations.</div> <bR> <div> <A HREF="https://www.somersethillsbank.com/home/home" TARGET="_blank" TITLE="https://www.somersethillsbank.com/home/h"><U><IMG SRC="48a813f0.jpg" border=0 width="129" height="63" ALIGN="BOTTOM" HSPACE="0" VSPACE="0"></U></A><FONT SIZE="2" COLOR="#363636" FACE="Arial" >was formed in 1998 by a group of local investors.  The mission of Somerset Hills Bank is to be the premier financial services provider in the communities they serve so that they can grow earnings and continually enhance shareholder value.</FONT></div> <div> They are the community bank that their founders envisioned, where customers' financial needs are their first priority. They pride ourselves in providing exceptional service not usually found elsewhere.  They offer checking and savings accounts and the most competitive rates available with the latest in products and services, including free Internet Banking with free bill payment service and free Telephone Banking. Along with a complete line of consumer and commercial loans, they also offer a full range of residential mortgage loans provided by their mortgage subsidiary, Sullivan Financial Services.</div> <div> They would welcome the opportunity to introduce you to a new and refreshing way to bank at Somerset Hills Bank - the way your bank should be!</div> <bR> <div> <A HREF="http://www.spencersavings.com/" TARGET="_blank" TITLE="http://www.spencersavings.com/"><U><IMG SRC="2dec11c0.png" border=0 width="193" height="28" ALIGN="BOTTOM" HSPACE="0" VSPACE="0"></U></A><FONT SIZE="3" COLOR="#000000" FACE="Arial" ><B> </B></FONT><FONT SIZE="2" COLOR="#000000" FACE="Arial" >employs more than 200 banking professionals from the communities they service. Employing local residents helps Spencer build relationships with their customers while providing many employment opportunities in their own backyard.</FONT></div> <bR> <div> Spencer Savings Bank, headquartered in Elmwood Park, NJ, is a community bank serving its local communities with integrity and pride for more than 65 years. The Bank serves local consumers and businesses by offering a full line of personal and business banking accounts, operating 16 branches throughout Northern New Jersey and providing electronic banking convenience via call center, Internet, and a network of ATMs. Spencer Savings Bank has over $1.6 billion in total assets. </div> <bR> <div> <A HREF="http://www.sterlingnj.com/default.cfm" TARGET="_blank" TITLE="http://www.sterlingnj.com/default.cfm"><U><IMG SRC="3c385230.jpg" border=0 width="133" height="35" ALIGN="BOTTOM" HSPACE="0" VSPACE="0"></U></A>      Sterling Bank opened in December of 1990, with a single goal in mind, ôOur mission,ö according to President and CEO, Robert H. King, has been ôto provide businesses and residents with a locally owned and managed, community-focused bank. Sterling is a direct contrast to the industry wide trend of mergers, acquisitions and consolidations. These changes can have a big impact and cause banks to lose their local identity and focus. Sterling Bank has continued to gain recognition in each of its growing markets. Community commitment and focus guides daily business activities and provides the structure for competitive products and services. Sterling Bank prides itself on its friendly style of banking, including such advantages as Absolutely Free Personal Checking and 7 day a week branch banking. In addition, Sterling Bank delivers responsive and professional service and provides easy access to decision makers. The progress of Sterling Bank is the direct result of the effective and dedicated efforts of its people and the positive acceptance received from the communities it serves. Each phase of expansion has strengthened Sterling BankÆs ongoing commitment to build a strong community connection and has made Sterling Bank "The Best Bank in Town".     </div> <bR> <div> <A HREF="http://www.sussexbank.com/" TARGET="_blank" TITLE="http://www.sussexbank.com/"><U><IMG SRC="2df9c280.png" border=0 width="156" height="40" ALIGN="BOTTOM" HSPACE="0" VSPACE="0"></U></A><FONT SIZE="2" COLOR="#000000" FACE="arial" > is a single bank holding company based in Franklin Borough, New Jersey. It's subsidiary, Sussex Bank offers a full range of financial services, including mortgage banking, brokerage, investment, trust and traditional banking services to individuals and businesses.</FONT></div> <div> Established in 1975 by several local businessmen, the bank has experienced considerable growth over recent years. Today, average assets are in excess of $190 million, and the bank serves New Jersey's northernmost county with eight branches and eight ATMs. </div> <div> Sussex Bank is an active community lender. The bank provides commercial loans and lines of credit to businesses throughout Sussex County, and maintains a separate mortgage subsidiary to serve our growing population. Sussex Bank also provides a full range of personal loans and lines of credit, and the bank was recently approved to participate in a community mortgage program dedicated to local reinvestment. </div> <div> As a locally based bank, Sussex Bank is a strong supporter of local charitable causes. For example, Sussex Bank is an active sponsor of fund raisers to assist the American Cancer Society, March of Dimes, United Way and numerous other charitable organizations. As a result of its efforts, the bank has been recognized by the Sussex County Chamber of Commerce for its contribution to philanthropic endeavors.</div> <bR> <div> <FONT SIZE="2" COLOR="#000000" FACE="Verdana" ><A HREF="http://www.tworiverbank.com" TARGET="_blank" TITLE="http://www.tworiverbank.com"><U><IMG SRC="2e09c360.png" border=0 width="156" height="54" ALIGN="BOTTOM" HSPACE="0" VSPACE="0"></U></A> </FONT>Customer service and the latest technology of the day also come together for small business owners and professionals with <I><B>BusinessIMAGE</B></I>sm commercial products and services from Two River Community Bank. Our wide selection of business deposit products provide easy access to your company’s checking and savings deposits without the hassles you may have been forced to accept at other banks. We also offer a growing number of financial services and credit facilities designed to simplify your everyday banking routine so you can concentrate on making your business succeed. And isn’t that why you went into business in the first place? We invite you to review the products and services listed above and choose the one that will work best for you and your business.</div> <bR> <div> <A HREF="http://www.ucnb.com/" TARGET="_blank" TITLE="http://www.ucnb.com/"><U><IMG SRC="2e176270.png" border=0 width="118" height="39" ALT="Object Image, replacement for Object that CuteSITE Builder was unable to create from RTF." ALIGN="BOTTOM" HSPACE="0" VSPACE="0"></U></A> In 1923, a group of life-long residents of the Township of Union, with a common bond of mutual trust and long association through membership in Connecticut Farms Church, gathered to form a building and loan association. These men became the nucleus of the Union Center National Bank Board of Directors. A special edition of the local newspaper heralded the grand opening of The Union Center National Bank on September 24, 1923. At year-end, the new Bank's deposits totaled $74,100. </div> <div> A rock of steadiness during the turbulent, depression years, Union Center National Bank was one of the first banks in the nation to resume operations after the federally decreed bank holiday in 1933. At the end of that year, the Bank's tenth year of operations, assets climbed to $1.2 million. In the ensuing ten years, the Bank's assets continued to grow, reaching $5.1 million at year-end 1943. The Bank celebrated its 35th anniversary in 1958 by expanding its main office in anticipation of the continued growth in the Township and the nation. At that point assets had reached the $12.8 million mark. </div> <bR> <div> Now, with 13 locations in Union and Morris counties and $921 million in assets, Union Center National Bank is proud to have the same name and same commitment to service for over 80 years. </div> <bR> <div> <IMG SRC="42d952d0.png" border=0 width="149" height="45" ALT="Bitmap Image" ALIGN="BOTTOM" HSPACE="0" VSPACE="0">  Wawel is a true community bank.  Established in 1920, Wawel has a proven track record in providing outstanding customer service, personal attention and a meaningful portfolio of products.  </div> </tD> </tR> </TABLE></B></div> <bR> <div> © 2010 NationalCard Processing Systems, LLC</div> <bR> </td> </tr></table></body>